I got a job offer in another state. I need this job because I’ve been laid off for a long time. I need to sell my home but it’s not worth much more than I paid for it 4 years ago. What would you suggest I do? Lease it or rent it out. Hire a good contractor to do a ...

I was recently discharged from a chapter 13. What do I need to do to purchase a home? A lender once told me he loves people who have filed Chapter 13. If you have made your Chapter 13 payments on time for 12 consecutive months, as well as no late payments on your other...

I was recently discharged from a chapter 7. What do I need to do to purchase a home? Because mortgage companies have tightened their lending practices, anyone who has filed a Chapter 7 must wait 2 years from the date of discharge to purchase a home. If a foreclosure ...

20 more ways to increase your financial success Here are 20 more ways to increase your financial success, these are mainly connected to creating the mindset required to achieve financial success Replace “failures” with “learning experiences.” Our words h...

20 ways to increase your financial success Here are 20 ways to increase your financial success, these are mainly connected to the mind set required to achieve financial success Discover and use your talents. Invest in yourself. See your core self image as ...

Foreclosure Assistance Written by Robert L. Davis, Jr. Georgia is ranked in the top ten of American cities with growing foreclosure rates.  They say it’s going to get worse before it gets better. If you or someone you know is facing foreclosure in Georgia, you...

Boosting your credit rating Written by Miranda Marquit Reprinted from www.hubpages.com Your credit score, or FICO score, is an important part of your personal finance situation. Knowing your credit rating is only part of the battle, though. Once you know where you sta...

Blacks dominate subprime loans By CARRIE TEEGARDIN The Atlanta Journal-Constitution Published on: 11/04/07 Black Atlantans of all income groups were much more likely than whites to take out high-interest “subprime” mortgages when buying a home, making them more ...

I lost my job, lost my home, about to lose my family; I’m depressed, & often think of leaving this world. June, what would you do? Wow. That’s really a lot to digest at one time. First and foremost, you’ve got to change your thinking. The truth of the matte...